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NAICOM Pushes Insurance Industry Toward Faster Claims And Digital Transformation

The National Insurance Commission has challenged the newly inaugurated leadership of the Nigerian Insurers Association to make technology driven innovation, prompt claims settlement and stricter market discipline top priorities as the industry seeks to expand its contribution to Nigeria’s economy.

Speaking in Lagos during the investiture of Ebelechukwu Nwachukwu, the Commissioner for Insurance and Chief Executive Officer of NAICOM, Olusegun Omosehin, said the insurance sector must embrace faster digital transformation while improving public confidence through efficient service delivery.

Nwachukwu, who serves as Managing Director of Rex Insurance Limited, became the first woman to lead the association since its establishment 55 years ago, marking a significant milestone for Nigeria’s insurance industry.

Omosehin congratulated the new chairperson and expressed confidence that her tenure would strengthen professionalism, improve industry standards and accelerate growth across the sector.

He emphasised that timely claims payment remains critical to rebuilding trust in insurance, while stronger compliance and market discipline are necessary to create a healthier and more competitive industry.

The NAICOM boss also highlighted the growing role of technology in modern insurance operations, urging insurers to invest in digital platforms that can simplify policy purchases, claims processing and customer engagement.

Industry analysts say the regulator’s emphasis on digital innovation reflects a broader shift toward insurtech solutions, data-driven underwriting and automated customer services as insurers respond to changing consumer expectations and increasing competition from technology-enabled financial services providers.

For many operators, the challenge will be balancing investment in new digital infrastructure with the need to improve operational efficiency and maintain customer trust through reliable claims settlement.

With a new leadership team now in place at the NIA, stakeholders will be watching closely to see how quickly the industry translates these priorities into measurable improvements in customer experience, transparency and digital adoption.

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