United Bank for Africa (UBA) Plc has announced a robust financial performance for the third quarter ended September 30, 2025, posting a Profit After Tax (PAT) of N538 billion.
The result reflects resilience and sustained growth for the pan-African financial institution despite a challenging operating environment.
The bank’s Q3 2025 performance shows an improvement over the N525.31 billion recorded in the same period of 2024, representing a year-on-year growth of approximately 2.3 per cent.
This incremental rise underscores UBA’s ability to maintain profitability and stability amid economic and regulatory headwinds affecting the financial services sector across its operating markets.
Commenting on the performance, UBA’s Group Managing Director and Chief Executive Officer, Oliver Alawuba, stated that the earnings highlight the bank’s strength, strategic discipline, and diversified business model.
He attributed the results to prudent management of the balance sheet, continuous innovation, and a robust earnings base spanning Nigeria, other African subsidiaries, and international operations.
According to him, the bank’s diversified footprint has continued to serve as a buffer, supporting earnings momentum across different markets and economic cycles.
Alawuba also emphasised that the bank remains committed to delivering consistent value to shareholders while navigating macroeconomic pressures.
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He explained that UBA’s strategy of strengthening digital capabilities, enhancing risk management, and expanding revenue sources has positioned the institution for long-term stability and sustainable growth.
Looking ahead, the bank reiterated its focus on driving profitability, accelerating digital transformation, and deepening financial inclusion across Africa.
UBA affirmed that it will continue to prioritise operational efficiency, customer-centric innovation, and expansion of digital income streams as key drivers for future performance.
With operations in 20 African countries and global financial hubs including London, New York, Paris, and Dubai, UBA reaffirmed confidence in its long-term value-creation agenda, noting that strong governance and a resilient business model remain at the heart of its growth trajectory.
