The growing trend of gifting money flower bouquets and other decorative cash displays has come under scrutiny in Nigeria, following renewed warnings from the Central Bank of Nigeria (CBN) that such practices are illegal. While money bouquets have become popular at weddings, birthdays, Valentine’s Day celebrations and social events, the apex bank insists that using naira notes as decoration amounts to currency abuse under Nigerian law.
Money bouquets usually involve folding, pinning, stapling or gluing banknotes into flower-like arrangements or elaborate displays. Though often seen as a creative way to show generosity or affection, the CBN maintains that these actions damage the physical integrity of the naira and reduce its lifespan. According to the bank, any act that defaces, mutilates or mishandles the national currency is prohibited.
The legal basis for the ban is contained in the Central Bank of Nigeria Act, which criminalises the abuse of naira notes. This includes spraying money at events, stepping on banknotes, writing on them, tearing them, or using them for decorative purposes. Offenders risk fines, imprisonment, or both, depending on the severity of the offence and enforcement by authorities.
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In recent weeks, the issue has gained renewed attention as social trends around Valentine’s Day and other celebrations have fuelled the popularity of cash bouquets and money cakes. The CBN’s reminder serves as a warning that cultural acceptance or social media popularity does not override existing laws. The bank has repeatedly urged Nigerians to treat the naira with respect, describing it as a symbol of national identity and economic value rather than a decorative item.
While some Nigerians support stricter enforcement to protect the currency and reduce the circulation of damaged notes, others argue that the law clashes with long-standing celebratory practices. Critics say spraying and decorative gifting of cash have been part of Nigerian social life for decades, even though the law has always existed.
Despite the debate, the CBN has advised Nigerians to adopt lawful alternatives when gifting money. These include bank transfers, digital payments, gift vouchers, or simply presenting cash neatly in envelopes without altering the notes. The bank insists that generosity and celebration can still thrive without violating currency regulations.
As enforcement becomes more visible, Nigerians are being reminded that creativity and celebration must operate within the bounds of the law, especially when it comes to handling the nation’s currency.
