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Naira Weakens Slightly in Official Market Despite Rising FX Inflows

Naira recorded a marginal depreciation against the US dollar in the official foreign exchange market on Wednesday, closing at N1,536.73/$, down 0.12% from Tuesday’s rate of N1,534.93/$, despite a significant increase in foreign exchange inflows into the economy.

‎Data from the Central Bank of Nigeria (CBN) confirmed the dip, while the parallel market held steady at N1,545/$. In a related development, GTBank reduced its FX rate for international transactions to N1,543/$, down from N1,545/$ earlier in the week.

‎FX inflows surged 24% month-on-month in July 2025, reaching approximately $3.8 billion, up from $3.1 billion in June, according to FMDQ data. Despite this improvement, inflows remain well below the $6.7 billion peak recorded in May, highlighting ongoing volatility in the FX market.

‎Foreign Portfolio Investors (FPIs) remained the dominant driver, accounting for 45% of total inflows in July. Offshore investor contributions rose to $1.7 billion, up from $1.5 billion in June, reflecting growing foreign investor interest amid favourable carry trade conditions and relatively stable global macroeconomic trends.

Also see: Presidency Clarifies Nigeria’s Mission at TICAD 9, Cites Strategic Engagements Over Trade Expo

‎‎Financial experts attribute the naira’s slight depreciation to lingering demand pressures and speculative activities, even as inflows improve. The increased participation of non-bank corporates for two consecutive weeks signals broadening market confidence, though structural challenges persist.

‎The CBN continues to implement measures to stabilize the currency, including regular interventions in the official market and tighter oversight of Bureau de Change operations.

‎Traders and economists remain cautiously optimistic, noting that sustained inflows and disciplined fiscal policies are crucial for long-term naira stability. The upcoming weeks will be critical in determining whether the current trend signals a durable recovery or temporary relief.

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